Medical Liability Mutual Insurance Company

News Update!

MLMIC Policyholders to Receive 20 Percent Dividend

MLMIC’s Board of Directors has approved a 20 percent dividend for all MLMIC policyholders who are insured as of May 1, 2016, and maintain continuous coverage through July 1, 2016.

MLMIC’s mission is to provide insurance at cost and, to offset premiums, they offer dividends to policyholders when possible. Competitors often promise low initial premiums to attract business, but MLMIC continually operates without a profit motive. Instead, they work to provide much needed relief to policyholders, while maintaining financial stability.

MLMIC remains a mutual insurer, owned by their policyholders, and they are committed to policyholder-first service. Over the years, MLMIC’s financial strength has allowed them to pay more than $300 million in dividends to their policyholders, an accomplishment unmatched by other insurers.

For questions or to understand more about dividends, contact MLMIC.

Now Available - MLMIC's Special Edition Dateline Publication - Winter 2016 Volume 15 Number 1

This Special Edition of Dateline was published to both highlight and address the importance of honoring end-of-life decisions made by patients.  >>Read More

What to Do When Patients Record Conversations with Their Patients

The use of cell phones by patients and families for the purpose of recording conversations with their healthcare providers is a topic of serious concern to many physicians.  >>Read More

Risk Management Tips:  Communicating with Low Health Literacy Patients

Lack of health literacy can make effective communication with patients a challenge.  At stake may be inability to comply with treatment regimens, give informed consent and use medication properly.
>>Read More

Cell Phone Use Poses Significant Risks in Healthcare Settings

The personal use of cell phones poses a significant risk in healthcare settings as it may distract physicians and staff from the tasks at hand.  >>Read More

Better Communication During Care Transitions May Reduce Readmissions

Ineffective communication and transfer of patient information has been associated with medical errors, patient harm and patient dissatisfaction.  >>Read More

Surprise Visits from Government Investigators and Agents

It can be quite unsettling to have a government investigator appear unannounced in your office demanding copies of patient records or even an interview with you or your office staff.  >>Read More

Study:  Medical Errors Drop When Doctors Communicate

Effective communication is imperative in ensuring patient safety, especially during patient handoffs.  >>Read More

The Latest Advice In Practice Management

4 Strategies to Increase Patient Safety and Reduce Risk
In recognition of National Patient Safety Awareness Week, we encourage all our insureds to identify ways to improve patient safety and reduce risk.  >>Read More

Alternative to Certified Mail
Whenever you must send an important communication to a patient, it must be in writing and sent by means of a reliable delivery method.  In the past, many significant written communications, discharge letters, or warning letters to noncompliant patients would be sent to the patient by certified mail, return receipt requested.  The certified mail process requires a signature from the patient or another person who lives at the address, thus providing evidence that the commmunication was, in fact, received.Unfortunately, not only has the cost of certified mail dramatically increased, but ...  >>Read More

Update on Physician Assistant Prescribing Authority
The Spring 2014 Issue of Dateline discussed the rules governing the professional practice of physician assistants (PAs).  In the article Physician Assistants:  A Risk-Benefit Analysis, it was stated that PAs could not prescribe any Schedule II controlled substance, citing 10 NYCRR §94.2(e)(5) (page 3, footnote 10).  On February 26, 2014, a Notice of Proposed Rulemaking was published in the New York State Register proposing to remove this restriction.  As of this writing…  >>Read More


Introducing MLMIC's  New  e-newsletter:
The MLMIC News Digest

Subscribe today, and each month MLMIC  will send you links to valuable insights and expert opinion on important liability issues.

Recent Articles Include:

Risk Management Tip of the Month:

Tip #12:  Promoting Communication between the Referring and the Consulting Physicians
The Risk:  Lack of communication between providers can result in a delay in diagnosis or treatment, the failure to act upon abnormal test results or findings, and the duplication of the prescription of, or failure to prescribe, appropriate medications or order diagnostic testing.  A lack of clearly defined roles and responsibilities for all physicians may impede your ability to provide and promote safe and effective patient care.

Medical Liability Mutual Insurance Company (MLMIC) was formed in 1975, in cooperation with the Medical
Society of the State of New York (MSSNY).  It is a mutual professional liability insurance company, which
means that it is owned by the healthcare providers it insures. Headquartered in New York City, MLMIC has
field representatives throughout the State, as well as three regional offices located in Syracuse,
East Meadow, and the Albany area.

Management and direction of MLMIC is accomplished through a Board of Directors, comprised of physicians,
dentists, and hospital administrators.  Policyholders have full voting rights on management issues. MLMIC is
an active participant in the national organization, Physician Insurers Association of America (PIAA), and has
been a leading force in development of risk management programs and systems, cause of loss identification,
and patient safety education.                                         

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New York Chapter of the American College of Physicians
744 Broadway, Albany NY 12207
Tel: 518-427-0366
Fax: 518-427-1991