Medical Liability Mutual Insurance Company

News Update!

DFS Approves 2.1% General Increase in MLMIC Premiums but Physicians Also Receive 5% Dividend Credit

MLMIC insured physicians should soon be receiving notices that the Department of Financial Services (DFS) established a 2.1% base rate increase for MLMIC physicians for the policy year beginning July 1st.  DFS also approved several specialty and territory rate changes requested by MLMIC, ranging from -10% for anesthesiology and pediatrics and -5% in orthopedic surgery and obstetrics to +5% for cardiac surgery, vascular surgery, bariatric surgery, emergency medicine and neurology.  Physicians practicing in Manhattan and the Lower Hudson Valley, as well as physicians practicing in the Rochester area, were also given modest reductions.  Furthermore, MLMIC will be providing a 5% dividend credit to the vast majority of its insured physicians that renew on July 1.

For more information on MLMIC, including how to become a policyholder, please visit or call your nearest MLMIC underwriting office: New York City: 800.275.6564, Long Island: 877.777.3560, Latham: 800.635.0666, or Syracuse: 800.356.4056.


Introducing MLMIC's  New  e-newsletter:
The MLMIC News Digest

Subscribe today, and each month MLMIC  will send you links to valuable insights and expert opinion on important liability issues.

Recent Topics Include:

  • Health Care Reform and the Doctor patient relationship
  • Claims Made vs. Occurence: A Closer Look at Covernage Forms
  • 7 Questions You Should be Asking Medical Liabliity Insurance


The Latest Advice in Practice Management

Physicians Assistants: A  Risk-Benefit Analysis

Physicians assistants (Pas) can benefit from physicians’practices by performing various medical duties involving care and treatment of patients. However physicians who supervise Pas can potentially face liability for the acts and/or omissions of these Pa's.This article explores the role of Pa's the various types of liability that may occur, and how to minimize the risks associated with such liability…<< read more

Advertising and Providing Advice over the Internet: Cautions and Concerns

With the expansion of Internet social media encompassing all types of businesses, including the practice of medicine, physicians may become enticed to participate on the many platforms that are available to them. Aside from standard websites or Facebook pages providing basic information about your group or practice, the offering of additional services, such as the ability for both patients as well as non-patients to schedule appointments or seek medical advice, is vastly becoming the norm..
<<read more

Medical Liability Mutual Insurance Company (MLMIC) was formed in 1975, in cooperation with the Medical Society of the State of New York (MSSNY).

It is a mutual professional liability insurance company, which means that it is owned by the healthcare providers it insures. Headquartered in New York City, MLMIC has field representatives throughout the State, as well as three regional offices located in Syracuse, East Meadow, and the Albany area.

Management and direction of MLMIC is accomplished through a Board of Directors, comprised of physicians, dentists, and hospital administrators. Policyholders have full voting rights on management issues. MLMIC is an active participant in the national organization, Physician Insurers Association of America (PIAA), and has been a leading force in development of risk management programs and systems, cause of loss identification, and patient safety education.                  


Risk Management Tip of the Month:

Prescription Medications and Patient Safety

The Risk: Patient injuries and malpractice claims can result from known risks and side effects, allergic reactions, drug interactions or errors in prescribing


Blue Tag Icon Tags: Benefits

New York Chapter of the American College of Physicians
744 Broadway, Albany NY 12207
Tel: 518-427-0366
Fax: 518-427-1991