Medical Liability Mutual Insurance Company

News Update!

Media Reports Growing Concern Over New York's Medical Malpractice Market

While MLMIC can’t speak to the coverage of their competitors, they can assure their policyholders that MLMIC’s level of
protection remains unchanged. MLMIC continues to provide exceptional coverage, a strong risk management program and
high quality legal counsel.  >>
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Dealing with Patients Who Have Compromised Driving Ability

One of the most difficult decisions an individual faces is whether and when to surrender his/her driver's license and stop
driving.  In addition, physicians are often in a quandary regarding the extent to which they are obligated to report to the
New York State Department of Motor Vehicles when they believe a patient should not be operating a motor vehicle.  It is
recommended that you take a few minutes to read this important and informative article.  >> Read More

Now Available - MLMIC's Dateline Publication - Spring 2016 Volume 15 Number 2  >>Read More

MLMIC Policyholders to Receive 20 Percent Dividend

The MLMIC News Digest e-newsletter

            Recent Articles Include:

MLMIC’s Board of Directors has approved a 20 percent dividend for all MLMIC policyholders who are
insured as of May 1, 2016, and maintain continuous coverage through July 1, 2016.

MLMIC’s mission is to provide insurance at cost and, to offset premiums, they offer dividends to policyholders when possible. Competitors often promise low initial premiums to

attract business, but MLMIC continually operates without a profit motive. Instead, they work to provide much needed relief to policyholders, while maintaining financial stability.

MLMIC remains a mutual insurer, owned by their policyholders, and they are committed to policyholder-first service. Over the years, MLMIC’s financial strength has allowed them to pay more than $300 million in dividends to their policyholders, an accomplishment unmatched by other insurers.

For questions or to understand more about dividends, contact MLMIC.

What to Do When Patients Record Conversations with Their Patients

The use of cell phones by patients and families for the purpose of recording conversations with their healthcare providers is a topic of serious concern to many physicians.  >>Read More

Risk Management Tips:  Communicating with Low Health Literacy Patients

Lack of health literacy can make effective communication with patients a challenge.  At stake maybe inability to comply with treatment regimens, give informed consent and use medication properly.

Risk Management Tip of the Month:

Tip #14:  Managing Drug Seeking Patients
The Risk:  Healthcare professionals share responsibility for minimizing prescription drug abuse and drug diversion.  The following tips are intended to provide guidance to healthcare providers when confronted by drug seeking patients.  This type of patient can pose significant challenges.  >> Read More


The Latest Advice In Practice Management

4 Strategies to Increase Patient Safety and Reduce Risk
In recognition of National Patient Safety Awareness Week, we encourage all our insureds to identify ways to improve patient safety and reduce risk.  >>Read More

Alternative to Certified Mail
Whenever you must send an important communication to a patient, it must be in writing and sent by means of a reliable delivery method.  In the past, many significant written communications, discharge letters, or warning letters to noncompliant patients would be sent to the patient by certified mail, return receipt requested.  The certified mail process requires a signature from the patient or another person who lives at the address, thus providing evidence that the commmunication was, in fact, received.Unfortunately, not only has the cost of certified mail dramatically increased, but ...  >>Read More

Update on Physician Assistant Prescribing Authority
The Spring 2014 Issue of Dateline discussed the rules governing the professional practice of physician assistants (PAs).  In the article Physician Assistants:  A Risk-Benefit Analysis, it was stated that PAs could not prescribe any Schedule II controlled substance, citing 10 NYCRR §94.2(e)(5) (page 3, footnote 10).  On February 26, 2014, a Notice of Proposed Rulemaking was published in the New York State Register proposing to remove this restriction.  As of this writing…  >>Read More

Medical Liability Mutual Insurance Company (MLMIC) was formed in 1975, in cooperation with the Medical Society of the State of New York (MSSNY).  It is a mutual professional liability insurance company, which means that it is owned by the healthcare providers it insures. Headquartered in New York City, MLMIC has field representatives throughout the State, as well as three regional offices located in Syracuse, East Meadow, and the Albany area.

Management and direction of MLMIC is accomplished through a Board of Directors, comprised of physicians, dentists, and hospital administrators.  Policyholders have full voting rights on management issues. MLMIC is an active participant in the national organization, Physician Insurers Association of America (PIAA), and has been a leading force in development of risk management programs and systems, cause of loss identification, and patient safety education.                                         

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New York Chapter of the American College of Physicians
744 Broadway, Albany NY 12207
Tel: 518-427-0366
Fax: 518-427-1991